Read these crime prevention tips from Peel Regional Police in order to prevent your payment card from being skimmed or detect if it has been skimmed.
"No matter how secure you attempt to make your payment card there are criminals who will continue to attempt to develop ways to take advantage of the system. However, debit and credit cards are still a safer means to making payment, when carrying cash is the alternative," stated Detective Sergeant John Betts of the Peel Regional Police Fraud Bureau.
Debit Card Security:
- Immediately change your password and change it on a regular basis.
- Select an unusual password. Do not use anything with anyone's date of birth or phone number.
- Do not write the password down. If you forget your password you can attend your home branch and obtain a new one with the proper identification and password security.
- Do not tell anyone else your password. If you tell others your password this breaches your debit card contract and leaves you open to fraud and theft.
- Review your bank statement monthly and report any concerns to your branch immediately.
- If possible, review your account on line on a daily or weekly basis.
- ALWAYS cover the PIN pad when entering your personal identification number.
- Do not lend your debit card to anyone.
- Immediately report missing, lost or stolen debit cards to your financial institution.
Report anything suspicious to the financial institution, retail outlet or restaurant that you are using or contact your local police.
Credit Card Security:
- Review your statement immediately upon receiving it and report.
- Review your purchases on line on a daily or weekly basis.
- Do not loan your credit card to anyone else.
- Do not make purchases over the telephone or on the Internet unless it is a transaction that you are initiating.
Remember, the best way to prevent yourself from being defrauded is to be informed. Question anything out of the ordinary. Report anything suspicious to your financial institution.
The Peel Regional Police Fraud Bureau works closely with their Corporate Partners to investigate and prevent debit and credit card fraud and make the Region of Peel "A Safer Community".
Source: PRP, Aug.31/2006
DEBIT AND CREDIT CARDS
PREVENTATIVE FRAUD MEASURES
PEEL REGIONAL POLICE
Investigators from the Peel Regional Police Fraud Bureau want to remind the public about the importance of protecting their debit and credit card information.
Here are some easy suggestions to help ensure the public is safeguarded against debit and credit card fraud.
- Always protect your PIN (personal identification number).
- Never divulge your PIN to anyone.
- Check you account statements regularly. If there are any transactions or purchases you did not make, notify your financial institution immediately.
- If you lose possession of your debit or credit card, cancel the card immediately.
- Beware of objects attached to bank machines that make their normal appearance or operation seem unusual.
- Beware of signs posted over bank machines directing you to use one specific machine.
- Report suspicious activity at bank machines to police.
The Peel Regional Police continue to provide educational resources to the public to help decrease victims of fraudulent crime.
If you have any information on credit and/or debit fraud please contact the Peel Regional Police Fraud Bureau at 905-453-2121 extension 3335 or Peel Crime Stoppers at 1-800-222-8477(TIPS).